Übersetzung für "Kreditanfrage" in Englisch

Please do not issue a second application, that would only lead to confusion.

Will SCHUFA be informed about the loan request?

One advantage is that the loan request is free of charge for you .

Every second loan request will be shown at Auxmoney and enters the loan granting process.

Excuse us for having to know the reason for your loan, but we have to assess our clients very carefully.

The secure postage box 16 is assigned to the terminal device for settlement or payment of postage used in the individual franking operations. In the course of each credit request of the user, the postage box 16 is queried and checked by the data processing center through the communications link.

There can be several entries “loan request”, however, no entry “loan paid” follows. So the credit agency assumes that there are problems and the bank has not paid the loan because of them.

According to the complexity and size of a project, a bank will need 4 days to 4 weeks to announce their decision about the investor’s mortgage application.

The advantage is here, that the loan application is calculated with the models of up to 30 banks by entering the data only once.

Some German banks use the characteristic "Konditionsanfrage", some use "Kreditanfrage", when querying data at the Schufa.

Some German banks use the characteristic “Konditionsanfrage”, some use “Kreditanfrage”, when querying data at the Schufa.

From a credit application to a job application to a personality profile for suitable advertisements, citizens are the object of automated decision-making systems (ADM).

After submitting a loan application  with any banking institute and/or broker, this application is recorded at the Zek, the Swiss Credit Information Centre.

However, as you are not required to state the purpose of the money in your loan application, the banks cannot know how it will be spent.

When performing such Schufa inquiries, the bank states a reason: either "credit inquiry" or "conditions inquiry credit" .

This query-mode is creditworthiness-neutral, if one makes it once … in contrast to the note “loan application”, which is often made by bank branch offices.

As at (almost) every loan request a query of the Schufa-data takes place, the Schufa will know, if you have applied for a loan.

When performing such Schufa inquiries, the bank states a reason: either “credit inquiry” or “conditions inquiry credit”.

Obviously, you have read this information page until the end – Are you now ready to start a non-binding and free loan request to find appropriate offers?

For the occasion, we have drawn up a check-list to help you prepare your loan application. 1.

For each bank, the same loan application was queried three times by different people: Euros 5,000 instalment loan at a term of 48 months.

The difference here lies in the detail: When a credit inquiry is noted and afterwards the credit is marked as not concluded, this has a (potentially) negative effect, because it gives the impression that the bank's further review has resulted in you not being considered credit-worthy by this bank.

That means for you: If you assess your own creditworthiness as not so good, a loan inquiry through Smava is a good and free opportunity to find out.