Translation of "Privatkundensegment" in English

The company’s strategy for the private customer segment is to increase the extent of self-service and digital solutions.

With its financial products and services it targets major domestic and multinational companies, quality medium-sized companies with good growth prospects, the upper and middle retail customer segments and small enterprises.

Mortgage credit is a huge market, which, at least at the retail level, still remains mostly national.

In the prepaid segment, penetration is also improving to 17.3% in O2 consumer and 22.7% in Fonic (+5.8 and +11.2 percentage points year-on-year increases, respectively).

Especially in urban areas the combination of fast digital cable and fiber as well as LTE will make T-Mobile Austria a strong competitor in both the consumer and businesses segments of the broadband market.

In the individual customers segment, Swiss Life brings many years of experience to the provision of statutory pensions by the private sector, to life insurance and to protection against the risks of occupational disability.

In the prepaid segment, penetration further improved to 21.2% in O2 consumer segment (+8.0 percentage points year-on-year) and 28.4% in Fonic (+15.2 percentage points year-on-year).

In private customer segment, in addition to traditional workshops we also offer a special coaching package that is geared towards the needs of your family members.

In Private Banking, we remain committed to a long-term international growth strategy, focusing on onshore, faster growing and large markets and the ultra-high-net-worth individual client segment as key growth areas, and continuing to build on our strong position in the Swiss market while enhancing our efficiency.

As in previous years, the performance is primarily attributable to the persistent spending restraint in the private customer segment.

With a balance sheet totaling more than 2.5 billion euros and a quarter of a million accounts, the Sparkasse is not just an important partner in the private customer segment, it is also a preferred partner of the regional economy.

In addition, Internet Service Providers (ISPs) are competing on security and consumer ISPs offer Internet security as part of their service.

Credit expansion, averaging 2.9 per cent for the year, was mainly achieved in the Retail subdivision via construction and housing finance while growth in direct funding (plus 4.8 per cent) came mainly from business with corporate customers.

RLB NÖ-Wien has reached contractual agreements with its customers in the corporate customers and retail banking segments regarding collateral, which takes the form of guarantees and other assets.

In the Sparkasse Harburg-Buxtehude members of the delegation discussed with Savings Banks experts how to attract and keep certain target groups, and how to secure a market share in retail banking, while special attention was given to young customers, a topic that was of special interest for the clients officers from the Bank of Weifang delegation.

Furthermore, the recent poor returns on popular strategies, such as momentum and carry trades, suggest that growth in the retail segment may have slowed.

Also in the prepaid segment, smartphone penetration continued to show growth, reaching 21.3% in O2 consumer segment (+6.9 percentage points year-on-year) and a remarkable 32.3% in the secondary brand Fonic (+16.4 percentage points year-on-year).